The ACA was a set of guidelines making sure Original 4 Main Food Groups Elf Buddy Christmas shirt could get insurance, telling insurers what needed to be covered, and they even set a limit on how much they could raise the rates. It’s the insurance companies you need to blame. If we all chose off a menu and only the coverage we wanted, Premiums would skyrocket.
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When there is no ACA and Ben has a Original 4 Main Food Groups Elf Buddy Christmas shirt condition and cannot buy insurance at any cost, he will change his ideas about the ACA. And believe me, I know from experience in 1986, that people can be denied insurance for the dumbest of reasons.