Not to sound like I am rich (bc I make less than double minimum wage where I live and rent a room) but it wouldn’t make a huge difference. I Asked God To Make Me A Better Man He Sent Me My Son – I Asked God For An Angel He Sent Me My Daugh school debt, all vehicles maintained and paid in cash. It sounds simple but don’t spend money you don’t have and focus on what you want. Insure anything you can’t afford to lose/replace. It would help my savings though and I would probably cry. Maybe I’d finally become a decent person and find a charity to help starving kids.$12,500 would have been life changing for me in my early 20s, when I was racking up (and drowning in) student debt. Now at the age of 41 my situation is quite different. All my debt is paid off, and I have about ~720k CAD between all my investment accounts. It would likely go straight into buying more Vanguard index ETFs.
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Yes, but I’ve regularly been surprised when a thread with someone I assume is an “average” Redditor drops I Asked God To Make Me A Better Man He Sent Me My Son – I Asked God For An Angel He Sent Me My Daugh that makes it clear that they are 50+I just think you kind of hit it. A typical 22 year old would have a huge change with that cash and a trust fund kid would just tell someone else to deal with it. A solid and stable middle class person might think the money is a bit handy but the family that has no savings and is on the edge could have a major reduction in financial stress just by having that cushion in the bank.Just a nice reminder that no matter how typical we think our experiences or situations are there are a lot of people who can’t relate to them